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Out-of-Network

  • Health Affairs Blog: Out-of-Network Spending: Why Growing Attention Is Focused On A Small Share Of Medical Spending

    Tags: Out-of-Network
    Health Affairs Blog: Out-of-Network Spending: Why Growing Attention Is Focused On A Small Share Of Medical Spending
    William C. Johnson, Kevin Kennedy, Jean Fuglesten Biniek, Zirui Song, Jacob Wallace
    June 2, 2020

    In HCCI’s publication in Health Affairs Blog, we examine the cost and utilization of out-of-network care in commercial claims.  From the article:  “People receiving surprise bills, sometimes totaling tens of thousands of dollars, have been frequently chronicled by high-profile media stories and in academic research over the past several years. Previous research from the Health Care Cost…

    Read more: Health Affairs Blog: Out-of-Network Spending: Why Growing Attention Is Focused On A Small Share Of Medical Spending
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  • Health Affairs: Out-Of-Network Spending Mostly Declined In Privately Insured Populations With A Few Notable Exceptions From 2008 To 2016

    Tags: Out-of-Network
    Health Affairs: Out-Of-Network Spending Mostly Declined In Privately Insured Populations With A Few Notable Exceptions From 2008 To 2016
    Zirui Song, William Johnson, Kevin Kennedy, Jean Fuglesten Biniek, and Jacob Wallace
    June 1, 2020

    In HCCI’s publication in Health Affairs, we examined out-of-network spending in the privately insured population.  Abstract:  “While out-of-network or potential “surprise” billing has garnered increasing attention, particularly in emergency department and inpatient settings, few national studies have examined out-of-network care overall or in other settings. We examined out-of-network spending and use among two large nationwide…

    Read more: Health Affairs: Out-Of-Network Spending Mostly Declined In Privately Insured Populations With A Few Notable Exceptions From 2008 To 2016
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  • How often do providers bill out of network?

    Tags: Commercially Insured, Out-of-Network
    How often do providers bill out of network?
    Jean Fuglesten Biniek, John Hargraves, Bill Johnson, and Kevin Kennedy
    May 28, 2020

    In recent analysis, we document extensive variation across states and metropolitan areas in the frequency of out-of-network visits among individuals with health insurance provided by an employer. These differences raise the question of whether individual providers bill out of network at dissimilar rates. To explore whether a small group of providers are responsible for most…

    Read more: How often do providers bill out of network?
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  • How common is out-of-network billing?

    Tags: Commercially Insured, Emergency Room, Geographic Variation, Mental Health and Substance Use, Out-of-Network, Surprise Billing
    How common is out-of-network billing?
    John Hargraves and Jean Fuglesten Biniek
    November 21, 2019

    Congress is considering legislation to address “surprise bills”, which occur when a person visits an in-network facility, but receives services from a provider that is outside of their insurer’s network. Bills in both the House and Senate include provisions to determine a benchmark rate for out-of-network payments based on what in-network providers of the same…

    Read more: How common is out-of-network billing?
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  • Comparing Average Rates for Select Anesthesiology, Emergency Medicine, and Radiology Services by Local Areas

    Tags: Commercially Insured, Emergency Room, Geographic Variation, Medicare, Out-of-Network, Physician Spending
    Comparing Average Rates for Select Anesthesiology, Emergency Medicine, and Radiology Services by Local Areas
    John Hargraves and Jean Fuglesten Biniek
    November 5, 2019

    When a person unknowingly receives health care services from a provider that is outside of their insurer’s network, it gives rise to the potential for a “surprise bill”. Congress continues to consider legislation aimed at reducing the financial burden of “surprise bills” for patients. The approach approved by committees in both the House and Senate…

    Read more: Comparing Average Rates for Select Anesthesiology, Emergency Medicine, and Radiology Services by Local Areas
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  • Surprise out-of-network medical bills during in-network hospital admissions varied by state and medical specialty, 2016

    Tags: Geographic Variation, Out-of-Network, Senate HELP Committee, Surprise Billing
    Surprise out-of-network medical bills during in-network hospital admissions varied by state and medical specialty, 2016
    Kevin Kennedy, William Johnson, and Jean Fuglesten Biniek
    March 28, 2019

     Out-of-network billing practices have increasingly garnered attention as individuals with commercial health insurance continue to experience “surprise billing.” A surprise medical bill commonly describes a charge to a patient for care delivered by an out-of-network (OON) professional who works within an in-network facility. We used the Health Care Cost Institute’s (HCCI) vast commercial claims database to…

    Read more: Surprise out-of-network medical bills during in-network hospital admissions varied by state and medical specialty, 2016
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